Can I Afford to Move Out? 📦

Free move out affordability calculator with comprehensive cost analysis

Get an instant answer to your independence question • No email required • 100% free

💰 Income & Expenses

Monthly Income (After Tax) ($)

Current Monthly Expenses ($)

Current Savings ($)

Desired Emergency Fund (Months)

🏠 Housing Costs

Monthly Rent ($)

Monthly Utilities ($)

Security Deposit ($)

Moving Costs ($) (optional)

💰 Income & Basic Expenses

Monthly Income (After Tax) ($)

Current Savings ($)

🏠 Housing Costs

Monthly Rent ($)

Monthly Utilities ($)

Security Deposit ($)

Renters Insurance (Monthly) ($)

🍕 Living Expenses

Monthly Groceries ($)

Monthly Transportation ($)

Phone & Internet ($)

Entertainment & Dining ($)

Personal Care & Misc ($)

One-time Moving Costs ($)

💰 Your Financial Situation

Monthly Income (After Tax) ($)

Current Monthly Expenses ($)

Current Savings ($)

Expected Monthly Utilities ($)

Move Out Affordability Guidelines

Moving out is a major financial decision that requires careful planning. Our calculator uses the 30% rule - your housing costs (rent + utilities) should not exceed 30% of your gross monthly income.

We also factor in the importance of having an emergency fund covering 3-6 months of expenses before moving out, as well as one-time costs like security deposits and moving expenses.

Remember to account for all living expenses including groceries, transportation, insurance, and entertainment when planning your move to independence.